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Rural Tay · L0K 2A0
$649,000
MLS® #S13158674
2
Bedrooms
1
Bathrooms
700-1100
Sq Ft
About This Property
Discover affordable waterfront living on the breathtaking shores of Georgian Bay in the peaceful community of Victoria Harbour. Tucked away at the end of a quiet dead-end street, this charming 2-bedroom, 1-bathroom cottage offers an incredible opportunity to own a slice of Georgian Bay at an accessible price point - whether you're searching for a year-round home, weekend getaway, or family cottage retreat. Set on an impressive 76 x 294 ft lot with 76 feet of private waterfront, this property is designed for enjoying the outdoors. Spend your days boating, fishing, kayaking, or paddle boarding from the brand-new 100-foot dock (2024) leading to a spacious 180 sq ft waterfront platform. Relax on the sandy shoreline, cook in the outdoor kitchen, or unwind in the standout enclosed hexagon gazebo - a cozy all-season space perfect for morning coffee, evening drinks, games night, or enjoying waterfront views no matter the weather. The property also features a newly built bunkie (2025), three storage sheds, an additional gazebo, and a large 15 x 12 ft deck platform ideal for entertaining family and friends. Inside, the approximately 900 sq ft cottage is warm, welcoming, and full of character. The spacious living and dining area features a cozy gas fireplace and flows into the functional kitchen, while the separate family room with its own gas fireplace offers extra space to gather and relax after a day on the bay. Two comfortable bedrooms and a 3-piece bathroom complete the layout. Located just 1.5 hours from the GTA and only 10 minutes off HWY 400 for an easy cottage commute. Close to shopping, restaurants, marinas, parks, Tay Shore Trail, and everyday amenities, this is your chance to enjoy the waterfront lifestyle without the premium price tag often found on Georgian Bay. Affordable, private, and packed with outdoor features, this waterfront gem is a rare opportunity you won't want to miss.
General Information
Building & Mechanicals
Basement
Parking & Garage
Lot & Land
Interior Features
Features
Exterior Features
Pool
Waterfront
Taxes
Rooms
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Main | 17' 10" × 9' 8" |
| Dining Room | Main | 12' 11" × 9' 7" |
| Kitchen | Main | 7' 7" × 8' 2" |
| Bedroom | Main | 10' × 18' 6" |
| Bedroom 2 | Main | 8' 6" × 8' 7" |
| Bathroom | Main | 0' × 0' |
| Family Room | Main | 8' 2" × 8' 7" |
Mortgage Calculator
Estimated monthly payment
$3,188
Down payment: $129,800 · Loan: $519,200
Estimate only. Actual rates and payments vary by lender.
Listing Information
Listing courtesy of:
COLDWELL BANKER THE REAL ESTATE CENTRE
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The information provided is for personal, non-commercial use and may not be used for any purpose other than identifying prospective properties consumers may be interested in purchasing. Last updated: May 21, 2026.
Measurements, dimensions, and other property details are provided by the listing brokerage and have not been independently verified. Information is deemed reliable but is not guaranteed and should be confirmed by the buyer and their representative.